RickJames Posted January 22, 2010 Member ID: 58 Group: **- Inactive Registered Users Followers: 7 Topic Count: 370 Topics Per Day: 0.07 Content Count: 2552 Content Per Day: 0.47 Reputation: 3 Achievement Points: 16507 Solved Content: 0 Days Won: 0 Joined: 09/01/09 Status: Offline Last Seen: February 26, 2012 Birthday: 08/27/1975 Share Posted January 22, 2010 I am asking all of you if anyone knows of a good company that can guarentee a small loan amout of 5k-10k for a small buisness start for myself. The thing that sucks is that my credit is plain out shit and I make a whole few bucks more than minumum wage with my present employer. I see thousands of lenders via google and yahoo searches but they all say guarenteed loans yet they decline to approve me. My mortgage is maxed so I cannot go that route so im looking for something along the lines of a personal loan or a small buisness loan that will help me kick start my computer buisness. So if you know of a lender that can will finance me with my shitty credit score please let me know. Thanks, RickJames>XI<ADM Link to comment Share on other sites More sharing options...
Kev-Turbo Posted January 22, 2010 Member ID: 23121 Group: ***- Inactive Clan Members Followers: 50 Topic Count: 18 Topics Per Day: 0.01 Content Count: 366 Content Per Day: 0.11 Reputation: 93 Achievement Points: 2393 Solved Content: 0 Days Won: 0 Joined: 08/19/15 Status: Offline Last Seen: June 20, 2022 Birthday: 05/25/1983 Share Posted January 22, 2010 hi rick the trouble is evrytime u apply for a loan and get turned down it puts ur credit score down by credit score i mean a loan company will look at ur credit file, in that will be information on any repayments missed and bad credit u owe or did owe from the past and they also take into concideration the infomation u put on the app so every time u apply and get turned down it will show on ur credit file as u have been refussed credit which makes ur credit score lower and things worse lol so its a no win situation. If u were in UK i could suggest a company that might help but they only deal with Uk small business start ups sorry i cant help more Link to comment Share on other sites More sharing options... Awards
greywolf2 Posted January 22, 2010 Member ID: 35 Group: **- Inactive Registered Users Followers: 44 Topic Count: 345 Topics Per Day: 0.06 Content Count: 4812 Content Per Day: 0.89 Reputation: 420 Achievement Points: 28063 Solved Content: 0 Days Won: 2 Joined: 09/01/09 Status: Offline Last Seen: May 11, 2020 Share Posted January 22, 2010 I do run small buissness loans from time to time but my intrest rates are 80% and i do have a few thugs who enfore bone breaking and finger removal for me when payments are not made...... JUST KIDDING SORRY had to do it. good luck on the loan search. I am in final stages on securing our loan for a 2nd home and land and i hate the process..... Link to comment Share on other sites More sharing options...
Caper Posted January 22, 2010 Member ID: 102 Group: **- Inactive Registered Users Followers: 10 Topic Count: 201 Topics Per Day: 0.04 Content Count: 1776 Content Per Day: 0.33 Reputation: 82 Achievement Points: 10986 Solved Content: 0 Days Won: 0 Joined: 09/02/09 Status: Offline Last Seen: June 20, 2014 Birthday: 05/06/1969 Share Posted January 22, 2010 it's true thst every time a company does a credit check, it places a hit on your record affecting your credit score. When you check these companies they may do several types of checks to see if they can get you approved. If that company tries 11 times or so, that just messes your score more. You can try a goverment small business load. not sure if you have checked your options on that. If it's just 5-10 grand. then try putting in what you can and beg your family and freind for spare change. I started my first business that way. some family and a few friends. they all got paid back within the first few jobs. You can also look at pawning things to get the cash. Getting these high % rate of interest is not worth it. I dam near spit out my coffee when I read 80% interest rate. LMAO anyway I hope this was somewhat helpfull. I should add that you should have a good business plan together. for some reason everyone loves a good pie chart. But the bottom line there is they want to see numbers. Link to comment Share on other sites More sharing options...
snakepliskin Posted January 22, 2010 Member ID: 175 Group: ***- Inactive Clan Members Followers: 14 Topic Count: 16 Topics Per Day: 0.00 Content Count: 342 Content Per Day: 0.06 Reputation: 168 Achievement Points: 2309 Solved Content: 0 Days Won: 0 Joined: 09/02/09 Status: Offline Last Seen: April 4 Device: Windows Share Posted January 22, 2010 Damn!dont borrow any money from wolf!miss a payment,lose an arm,or leg. Link to comment Share on other sites More sharing options... Awards
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