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major-mark63

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Posts posted by major-mark63

    I need some retirement advice please

    in General Discussion

    Posted

    23 minutes ago, PHUCKITMAN said:

    Ok here is my situation, I am 65 and will be 66 in August. My full retirement age is 67. I was just laid off from my job because Nissan might be going under and things got really really slow and I was one of the ones with very little time in there. This means I can collect Unemployment Benefits for about 6 months at about 65% of what I was making by working. I am old enough for Medicare already. I can try to find a job with health Insurance and wait until I am 67 or I can ride out my Unemployment and buy medical coverage through the State and when that ends I can either Retire and get Medicare and my SS benefit will be about 7% less for life then if I hold out until I turn 67. With the 3 previous Heart Attacks I am not sure just how long I have left to enjoy some free time. I have heard some people retire at my age and take their SS benefits that I have paid in to since I was 14 years old and get Medicare then pick up a part time job to keep me from getting bored being at home all the time and this would keep my wife from killing me for being under foot all the time. I am so close to retirement age I am also afraid that it will be hard to find someone to hire me full time. If anyone has gone through this situation and has some sound advice I would appreciate any advice you can give me. We have money saved and investments for retirement but the longer we wait to access it the bigger that fund will get. Thanks in advance for any help you can provide a OLD MAN

    Only one advice i can give you from my own experience: life is short dont waste it working.... 

    i retired at 56 yrs never regretted it , with your health conditions you should enjoy life now and spend your money now .....

    We dont live to hundred yrs ...

    Lets see your tree

    in General Discussion

    Posted

    On 12/11/2025 at 10:11 AM, Merlin007 said:

    My wife loves to decorate for Christmas but our grandson lives with us so we only have decorations on the top half right now.  He's 18mths old and likes to decorate and un-decorate haha.

    Will leave you to picture the tree yourself lol.

    LOL i understand , got three cats at home no more big Xmas tree , impossible for the  decoration to stay in branches LOL

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