Cavey
Personally if money is an issue go for AMD.. You get more for your money. Simple.
I disagree with CHKN, in this day and age you don't need to know anything about liquid cooling to buy and install one. I just bought the Corsair H70, it is a completely seeled unit. When it comes, simply take it out the box, screw the fans and radiator to the case. Plug in the fan power leads, and screw down the heat exchange onto the processor. 20 mintue job. Cost is about $135, but you can get it cheaper in the States. You would need a big case, but if your case is small then get it's smaller brother the H50.
u dont disagree with me, and i dont disagree with you.
fact is and u cant deny, a good heatsink+fan is better than your 'cheap' cooling system.
i dont say its bad, or hard to install, but its more expensive and not as much effective.
or u have to get a real liquid system, and thats not the same price and not easy to install.
a noctua keep the cpu cooler than a h70
and it also spread air of the whole case better than a cooling system, so it cool down other parts too.
the only way to get that efficiency is to get everything under liquid system, but that means it will cost a lot.
u'll have to get a liquid system for the video card too