When I first signed up and got my medicare coverage I was just an individual living by myself with no others to worry about. So I chose the option to pay for my own subscriptions as I was getting enough to make it worthwhile. These das there are me, my youngest son, and my grand child whigh she is with me 3 days a week. Some months we runs so close that we barely have enough to eat on let alone enough for me to buy all 5 prescriptions and another couple of otc's I need beyond the priscriptions. If I run short my eldest son steps up and covers what I need to make sure I have enough.
My question is this I am considering adding prescriptions to my plan because this isn't right and what if my older can no longer help me? I understand that Medicare can punish you for not getting in to begin with but I wasn't suppose to be taking care of my youngest and his daughter. I won't let them go out on the street and besides he has some very bad social anxiety issues and can't tolerate most any one around, even old friends these days. He is terrified of people and I have seen how he reacts u Der duress. Does anyone have any information that can help me decide if it is worth the risk or not?