WldPenguin

Guess which one is me???

Here's mine

Happy Birthday, Tiger......from you know....the one who is considerably older than you!

Have a great birthday!

Roxy, thank you SO much for asking me.....and thank you also to Pink for her help! I know others have asked before, but Roxy asked at the right time

Hey, I can't help that it I dragged my "happy feet" about joining.....I can waddle only so fast ya know

Congrats on your tags

Chile, and what exactly are you saying?

Thank you all, for the warm welcome......except for Tiger.......don't you know, Tiger, that I don't even know where the kitchen is??? How on earth could I make cookies?

I went to an event in Detroit over the weekend that many people coming from the Chicago area couldn't make it in because of that pile-up.......was a pretty scary weekend for travel. If you include the cars that piled up in the other direction as well, the total count was something like 170 or more.

Best bang for your buck for getting around Las Vegas is the Duece Bus....you can get a 2-hour, 24-hour or 3 day pass for $6, $8, or $20. It stops at every casino along the strip and Fremont Street, which is downtown Vegas where the D is. We tried all of the transportation options and that was the best by far.

Hope you're having an AWESOME birthday, GG!

Yep, this is about the time of year I search for my COD2 CD.........sigh........

Ice Bank Mice Elf say it out loud

Hope you've had an awesome birthday, Angus!

Just wanted to share my great find on newegg for a 24" Acer monitor........$99.99 out the door, free shipping! It's going to look really nice on my desk at my office I believe the price is good through Sunday.

Here's to an awesome birthday, Kiwi!

Here's to an awesome birthday, Ripper!

This thread has gone off-topic a bit with the whole discussion of pyramid schemes....but please do your research before calling all network marketing companies pyramid schemes. It is a pliable way that many companies bring their products to market, and even Donald Trump and Warren Buffet and Robert Kiyosaki are involved in networking products to market. It eliminates the need for heavy advertising and marketing dollars, thus allowing the $ to be paid to the sales force. Companies without products that just recruit are what gives the profession a bad rap. When you think about it, the government is a pyramid, most companies are a pyramid, and within network marketing and many other industries there will be good and bad, but not all are "schemes".

Well, regardless of what it is called, the problems and solutions I've seen my nephews bring home are definitely not fiction. The solutions are so ridiculously arrived at, that as a former math & science tutor, I would have difficulty at this point helping a student with such.

Read the book, "Your Body's Many Cries For Water" by F. Batmanghelidj......very eye-opening!

LastColdBeer, I completely understand your frustration with the way saving for retirement has evolved here in the U.S. When you say "prevent you from contributing to an IRA" do you mean at all, or just in the tax-deductible sense? Because contributions are still possible, if the rules are followed regarding income levels, contribution limits, etc. Mutual funds within IRA accounts do have their own rules, because the funds are an entity in and of themselves and do not get traded in the secondary market, so be sure you are getting your advice and guidance from a qualified tax professional in addition to any financial advisors you may talk to.