Timmah!

Cue semantics.

Ok, Mr. Wopat. =D

So my 1099, a couple bank statements from my business accounts showing I was operational in late 2019 & again still in Feb. of 2020. And proof of deposit. This is a PPP2 loan; gig workers weren't eligible for first round PPP loans.

And the part of scrutinizing the hell out of these loans; which ones do you think they're scrutinizing the hell out of? The $50,000 & under loans that have literally 5 boxes to calculate forgiveness & an already ~90% forgiveness rate... or the multi-page $150,000+ forgiveness applications that are running payroll as a multiple-employee corporation?

Also, it wasn't the bank just willy nilly "pass these "loans" out to get their "fees". Having been 2 weeks since application, this means that it was firstly approved by the SBA before disbursement to yours truly. Also: willy-nilly.

'The SBA has so far received 1,346,125 forgiveness applications for approximately $170.5 billion. SBA has made payment on nearly 85% of the applications, forgiving over $100 billion. For the smallest borrowers with loans up to $50,000, 88% have been approved for forgiveness.' This was at the time of the article's writing, Jan 12. Relatively speaking, I would tend to disagree with your interpretation of 12% being 'many having to repay.' I'd be willing to take a wager on that I have it forgiven. Could always use more free $$. And more particularly, being that the whole amount is forgivable as Paycheck Protection according to the gov's own directed formula, the only documentation I need is it having been deposited into my bank account. Of course, I could be totally wrong about the whole thing. Either way, @1%, 5 years to pay it off & many multiples of that sum at my disposal, the worst it's gonna be is a very cheap loan. *https://www.sba.gov/article/2021/jan/12/11-million-paycheck-protection-program-loans-forgiven-so-far-totaling-over-100-billion

That shit's hilarious! Glad someone's starting to play along.

The loan was designed to be forgiven. For a Sole Proprietorship, the calculation for the loan is Gross Yearly Revenue divided by 12, multiplied by 2.5. Guess what's the formula in the Forgiveness Application? GR/12 X 2.5. https://www.sba.gov/sites/default/files/2021-02/PPP -- Forgiveness Application and Instructions -- 3508S (1.19.2021)-508.pdf "Owner Compensation: Any amounts the Borrower paid to owners (owner-employees (with an ownership stake of 5% or more), a self-employed individual, or general partners). For each individual owner in total across all businesses, this amount is capped at (a) $20,833 (the 2.5-month equivalent of $100,000 per year), or (b) the 2.5-month equivalent of the individual’s applicable compensation in the year that was used to calculate the loan amount (2019 or 2020), whichever is lower.

Also, I capitalize the 'C' in Canada, please reciprocate.

This particular bank is named after the city in which it was founded. But I don't care what they call the bank when they're helping me get free m0ney!! =D Seriously though, it's named after its founding location in Cecilia, Ky. Great institution with a still small-town familiar feel when you enter through its doors. https://www.thececilianbank.com/about/

https://youtu.be/idx3GSL2KWs?t=85

Yeah, you know me! Get 'em while they're h0t!

Yeah well, Gates isn't gonna invent it; he buys his operating systems.

So you & @Sourtap dating in the same circles? https://youtu.be/NLI_Q24RM_Q

Well in that case: *...licenses...

Insight, too.

***others'

Actually, it stands for ArmaLite Rifle.

This is too funny:

You ever freeze some in portions to eat by itself or add to chili, burritos or whatever. You can throw some good shit together pretty quickly if you have your protein ready, as it's the one food group that takes the longest to prepare of the 4. Looks great & what comes to my mind when I see those pics.

Always thought nurse Ratched was kinda h0t. Like the girl next d00r's evil doppleganger.

Good chance; U.S. government actually spent milli0ns to study the flow rate of different commercial ketchups.

Reminds me of some pr0n I watched years ago where they guy steps on the porch in the morning & all the animals in the yard scatter; because if it's a f00t long, the only action you're getting is barnyard. Or was it a joke.