Ironic that LOM's wife has chronic neck pain. Just couldn't be a coincidence from her choice of husband. (sorry, pain isn't a funny topic, but I couldn't resist)
My wife has access to drug companies directly, and they have indigent progams that help individuals afford prescription drugs, sometimes even free of charge.
The ACA is anything but affordable, and we're rapidly finding out how brutal its' costs can be, especially for those of us who don't qualify for entitlements. Auf Wiedersehen early retirement, can't swing the premiums without cleaning out the ol' 401K. And I wanted to spend my retirement money on ice cubes & beverages by the pool, selfish little me....