OK, so noise isnt an issue, i have a room in a finished basement that i play in and use headphones, so i think im going to go with theThermal take 500 w, which is 80+ bronze certified. I can get the MSI H110M LGA 1151 for $70, so that drops the over all mobo price $50, and seems to have decent reviews and enough for what i need.I coould put the savings to the 960, but i think ill be fine with the 950. I appreciate all the help and suggestion,,,(except for boom's request to stop sipping penis coladas,,you wont stop and shouldnt expect others too)You guys are awesome