It's all about market timing.
I also have most of my monies in mutuals through Vanguard where I am a Flagship client. (Means I do not pay for stock trades.)
I have also ventured into ETF's, again with Vanguard. Helps pass the time of day since ETF's ( Exchange Traded Fund) move like stocks during the day as opposed to mutuals that change at market close.
And for those like Cavey who don't understand the language it's long past time to learn.
As for Hxtr, the market is not just for rich people, it's made for investors who are willing to make an educated guess. You want money when retirement comes along you best play the market even if it is conservatively. Believe me you do not need much to get started, you just need to start.
For anyone it is good advice to learn how to invest. You don't make money in a savings account, you make it by wise investing in the market and a responsible savings plan.
Agreed Shamu. I have to admit, I just sold my FB at a loss. don't ever buy something that you cannot afford to lose!! Sure it can be a gamble.....but I also agree with PingLo. I have held onto my AAPL stock. Just that alone will put my daughter through college!!