Great post Johnny.
I can confirm that it really pays to shop around if you have to pay a large portion of the cost of prescrptions yourself. My wife was in a bike accident nearly 20 years ago and ruptured 3 vertebrae in her neck as well as breaking her jaw. She decided against neck surgery because of the high risk for more permanent damage and opted for being on pain meds for the rest of her life. We had coverage through my company until 5 years ago and never gave the cost of them a second thought because insurance paid for it all. Then when we got on plans with lousy prescription coverage and had to pay most if not all the cost, we quickly realized that her pain meds were well over $1,000 per month. We shopped around and found an online web site where we could get them for $200 a month. We shopped around some more and found that most retail stores wanted between $400 and $1,200 a month, and our regular pharmacy (Safeway) wanted $10,000 for a month's supply. Not quite sure how they justify the high mark-up.
The US has demonized the health insurance industry because premiums are so high, but nobody cares about what the insurance companies have to pay for prescriptions and hospitalization. Those costs are completely unregulated and many politicians have become millionaires many times over because of their inside knowledge on stocks for these companies. We wouldn't need the Affordable Care Act if politicians weren't in the pockets of the health care and pharmaceutical industries.