BANNPIRE Posted September 17, 2013 Member ID: 1176 Group: **- Inactive Registered Users Followers: 7 Topic Count: 110 Topics Per Day: 0.02 Content Count: 954 Content Per Day: 0.17 Reputation: 216 Achievement Points: 6665 Solved Content: 0 Days Won: 1 Joined: 02/23/10 Status: Offline Last Seen: October 6, 2015 Birthday: 07/27/1983 Posted September 17, 2013 (edited) Facing debt collectors, credit card debt, or foreclosure....don't get mad, get PAID! I want to start this thread in an attempt to help my fellow clan members fight back with the debt collectors. In most every case without going infront of a judge. I have put years of research in this and help family,friends, and myself write off debt and get settlement. What I want to do is get a night in TeamSpeak going to learn and teach each other these methods. I would like to have it for Q. and A. and a success stories. I believe I can really help everyone who is willing to help themselves. I am succesful at this and it does work because it is the LAW. I'll teach and inform people how to stop dept collector, forclosures, clean up your credit report and or get things taken off them. All doing this by using F.C.R.A. / FDCPA/ TDCPA/RESPA with a few more thrown in the mix. I will show you how to use your bebt collector for your own gain and how to get settlement from things like misrepresenting dept, telephone calls, letters, harrassments and a lot of other fun stuff. DISCLAIMER* I am not an attorney or lawyer nor do i claim to be or want to be one.This is not leagal advice or to be taken as such. This is simplty leagal information and intended for informational /entertainment purposes only. If you would like legal advice seek the the counciling of an attorney or lawyer they will be happy to take your money. With That being said, you guys do not want to miss out on this if anything you will learn so much about precedures and tricks used against you and your rights and how to use the acts that protect you. You will learn and be given what and how to file paperwork. I will progress with this after I see how many responses I have and if enough are interested Ill move forward. I'm am excited about this and hope you all will be too. Yes this is free. If you want or need info privately PM me and well talk in a private manner. Edited September 17, 2013 by BANNPIRE hxtr 1
BANNPIRE Posted September 17, 2013 Member ID: 1176 Group: **- Inactive Registered Users Followers: 7 Topic Count: 110 Topics Per Day: 0.02 Content Count: 954 Content Per Day: 0.17 Reputation: 216 Achievement Points: 6665 Solved Content: 0 Days Won: 1 Joined: 02/23/10 Status: Offline Last Seen: October 6, 2015 Birthday: 07/27/1983 Author Posted September 17, 2013 Suprising no one is interested yet.
Labob Posted September 17, 2013 Member ID: 42 Group: *** Clan Members Followers: 50 Topic Count: 338 Topics Per Day: 0.06 Content Count: 8389 Content Per Day: 1.46 Reputation: 6126 Achievement Points: 54468 Solved Content: 0 Days Won: 13 Joined: 09/01/09 Status: Offline Last Seen: April 22 Birthday: 01/30/1959 Device: Windows Posted September 17, 2013 Well debt and financial problems are quite personal and it would be odd to see people with financial issues go public with them. Just a guess on my part. BigPapaDean and Shamu 2 Awards
spinpuppy Posted September 17, 2013 Member ID: 3682 Group: ++ COD5 Admin Followers: 58 Topic Count: 178 Topics Per Day: 0.04 Content Count: 1834 Content Per Day: 0.39 Reputation: 1747 Achievement Points: 14794 Solved Content: 0 Days Won: 3 Joined: 08/27/12 Status: Offline Last Seen: March 1 Birthday: 01/12/1960 Device: Android Posted September 17, 2013 I tend to agree with LaBob. Awards
hxtr Posted September 17, 2013 Member ID: 220 Group: **- Inactive Registered Users Followers: 147 Topic Count: 595 Topics Per Day: 0.10 Content Count: 16950 Content Per Day: 2.96 Reputation: 13538 Achievement Points: 129714 Solved Content: 0 Days Won: 120 Joined: 09/04/09 Status: Offline Last Seen: October 26, 2023 Birthday: 04/05/1970 Posted September 17, 2013 I can use some advice. I took a Corvette for a test drive for 3 days back in 2000. They were not happy and charged me for the entire car. So I have this $53,000.00 bill on my credit report. Not the only thing but this is a big one. What time you thinking up ban? I love to learn about stuff like this. Inside knowledge.
BeerGoat Posted September 17, 2013 Member ID: 2923 Group: *** Clan Members Followers: 15 Topic Count: 24 Topics Per Day: 0.00 Content Count: 1251 Content Per Day: 0.25 Reputation: 295 Achievement Points: 8401 Solved Content: 0 Days Won: 0 Joined: 10/24/11 Status: Offline Last Seen: 10 hours ago Birthday: 03/20/1976 Device: Windows Posted September 17, 2013 I am in no trouble but if you know someone that wants to buy a house or can get rid of the house debt so I can get a loan for a farm I would be down. hxtr 1 Awards
BANNPIRE Posted September 17, 2013 Member ID: 1176 Group: **- Inactive Registered Users Followers: 7 Topic Count: 110 Topics Per Day: 0.02 Content Count: 954 Content Per Day: 0.17 Reputation: 216 Achievement Points: 6665 Solved Content: 0 Days Won: 1 Joined: 02/23/10 Status: Offline Last Seen: October 6, 2015 Birthday: 07/27/1983 Author Posted September 17, 2013 (edited) Guys, no one has to admit to anything. We are designed to bein debt, so no shame anyway. It isnt just about debt it is about so much more. You canget a settlement without being in debt lol. Its not all what you think. Like Beer goat . Not to get deep into it but by helping you out one could Lookat your property and see who hold your mortgage. After I have done that I would ask them to verify the debt.This is the trick. They actually can’t verify the debt because they don’t havethe original promissory note. In most cases it doesn’t exist due to shreddingor selling the note to basically mortgage your mortgage. That is done most ofthe time but anyway. 90% of the time they can't ever verify the debt. Then whenthey fail to do so they go into default after so many days making the debtinvalid by default. You document this and send it to all credit agencies and thebusiness. By The Acts that were made for consumer protection I mentioned in myfirst post the default will be upheld. If they try to move forward on the debtyou send them and intent to sue. If they do not settle you file in Fed statingthe laws they broke and proof. Usually never goes to trial because when youhave proof it is caught in the manuscripts by the judge and he settles it infed court but state is different story hahaha. That is one simple way dependingon the circumstances. There are at least 5 other things you can do to get ridof the debt just by filing paper work and know what’s going on. Note: A verification of debt is not them saying you owe them money because they have the account info. The laws and statutes are clear on what propper verification is . That was just one example. Note I did not specify all required in there. It was just to give a jist of it.There is more involved between the lines. Just for your info. That is what Iwant to inform about. Just simple things you can do to use the system in yourfavor. I mean hell they do it. Edited September 18, 2013 by BANNPIRE
BANNPIRE Posted September 17, 2013 Member ID: 1176 Group: **- Inactive Registered Users Followers: 7 Topic Count: 110 Topics Per Day: 0.02 Content Count: 954 Content Per Day: 0.17 Reputation: 216 Achievement Points: 6665 Solved Content: 0 Days Won: 1 Joined: 02/23/10 Status: Offline Last Seen: October 6, 2015 Birthday: 07/27/1983 Author Posted September 17, 2013 A lot depends on your state statutes. You need to know those. I have them all for every state. Most mirror Fed statutes most of the time
BANNPIRE Posted September 18, 2013 Member ID: 1176 Group: **- Inactive Registered Users Followers: 7 Topic Count: 110 Topics Per Day: 0.02 Content Count: 954 Content Per Day: 0.17 Reputation: 216 Achievement Points: 6665 Solved Content: 0 Days Won: 1 Joined: 02/23/10 Status: Offline Last Seen: October 6, 2015 Birthday: 07/27/1983 Author Posted September 18, 2013 (edited) Pm me hxtr. Oooooh the talk we have lol. Edited September 18, 2013 by BANNPIRE
BANNPIRE Posted September 18, 2013 Member ID: 1176 Group: **- Inactive Registered Users Followers: 7 Topic Count: 110 Topics Per Day: 0.02 Content Count: 954 Content Per Day: 0.17 Reputation: 216 Achievement Points: 6665 Solved Content: 0 Days Won: 1 Joined: 02/23/10 Status: Offline Last Seen: October 6, 2015 Birthday: 07/27/1983 Author Posted September 18, 2013 (edited) Information* Example #2 Did you know it is illegal for someone to look up yourcredit report without your permission? If they do it is a violation of the FCRA which is a $1000offense each time(depending the state). Majority of cases when confronted the company settles andpays a monetary settlement. It is a processes in which you do and you will getremedy. I’m saying pull your credit score ok? When you get it from all 3 places(Equifax, Transunion, and Experian) then you see any pulls you did notauthorize, everyone is $1000 or less settlement. If you knew what was happeningand what your rights are as a consumer. Not to mention the laws that protectyou. It impedes on your right and ability to participate in commerce. Edited September 18, 2013 by BANNPIRE
Joe Canadian Posted September 18, 2013 Member ID: 822 Group: ***- Inactive Clan Members Followers: 87 Topic Count: 317 Topics Per Day: 0.06 Content Count: 5477 Content Per Day: 0.97 Reputation: 5025 Achievement Points: 42632 Solved Content: 0 Days Won: 20 Joined: 12/02/09 Status: Offline Last Seen: October 25, 2023 Birthday: 03/01/1967 Posted September 18, 2013 (edited) I can use some advice. I took a Corvette for a test drive for 3 days back in 2000. They were not happy and charged me for the entire car. So I have this $53,000.00 bill on my credit report. Not the only thing but this is a big one. What time you thinking up ban? I love to learn about stuff like this. Inside knowledge. That shouldn't stay on your credit report for more than 7 years unless....did you use the Corvette for a car bomb? Edited September 18, 2013 by Joe Canadian Paperman 1 Awards
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