I am just south of TSW in the Clearwater area. Here's my 2 cents...
I agree with TSW, I would not enjoy living there.
I have been to Orlando many times for fun, and even lived/worked there for a little over a month at one point. My main issue there is the traffic, which is horrible at the best of times.
And I am not talking about main roads either. I was staying in the northern part of Orlando using secondary roads and side roads to get where I needed to go everyday. AND not during rush hours. I drove all around the perimeter of Orlando. There are just too many people living and vacationing there.
Maybe you are used to this from being in CA, or you are a hermit and never leave the house....
There are lots of other places in FL with a reasonable cost of living that are nothing like the craziness they have there.