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Posted

When I first signed up and got my medicare coverage I was just an individual living by myself with no others to worry about. So I chose the option to pay for my own subscriptions as I was getting enough to make it worthwhile. These das there are me, my youngest son, and my grand child whigh she is with me 3 days a week. Some months we runs so close that we barely have enough to eat on let alone enough for me to buy all 5 prescriptions and another couple of otc's I need beyond the priscriptions. If I run short my eldest son steps up and covers what I need to make sure I have enough.

 

My question is this I am considering adding prescriptions to my plan because this isn't right and what if my older can no longer help me? I understand that Medicare can punish you for not getting in to begin with but I wasn't suppose to be taking care of my youngest and his daughter. I won't let them go out on the street and besides he has some very bad social anxiety issues and can't tolerate most any one around, even old friends these days. He is terrified of people and I have seen how he reacts u Der duress. Does anyone have any information that can help me decide if it is worth the risk or not?



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Posted

Then there is ours Dean

55901ac6675d5_1491669_289255707896213_39



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Posted

Tough situation Dean, I don't have those worries but I can see you and hear your frustration.



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Posted

Dean, there are specific times when you can purchase the prescription part of Medicare (Part D) and it's called an open enrollment period. Usually it's toward the end of the year in November. You might want to talk to an insurance agent to find out, and he can give you prices and specifically when you can enroll.

 

Here is a link to the Medicare web side that explains it better.

 

https://www.medicare.gov/sign-up-change-plans/when-can-i-join-a-health-or-drug-plan/when-can-i-join-a-health-or-drug-plan.html

 

 



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Posted

Awesome LOL I now know when to do this! Lol



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Posted

Dean, I use the Humana Walmart plan, an AARP rep told me it would be the least amount out of pocket money.



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Posted

Best is to check in the Medicare web site as stated in a couple of earlier posts.  There are some instances where some insurance companies covering part D are free as well as the prescriptions. (my mother in law has this in south Florida).  I am there also and it is dam frustrating as to what to do and when.

Good luck.


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