Leaderboard
Popular Content
Showing content with the highest reputation since 12/15/25 in all areas
-
13 points
-
The forums are now fresh and clean from continuous spam posts. Thank you Admin Team8 points
-
She was one of the best admins. I liked her admin style. We chat a bit on what’s app. She’s enjoying herself and she and relatives have started a new business.7 points
-
mw2 146b9 map rotation Happy Holidays 2 - 2025
SnullerDk and 5 others reacted to WldPenguin for a topic
Rotation Happy Holidays 2 - 2025 25 maps put in rotation 12/22/25 by Pengy map mp_ad_bo2frost map mp_showdown_xmas map mp_jor1 map mp_coldfront map mp_winter_bakaara map mp_ad_crossfire map mp_waw_castle_snow map mp_sinai map mp_bastogn2 map mp_winter_rasalem map mp_oradour map mp_ngbc_shipmentw map mp_rd_xmas map mp_area 52 map mp_wmd map mp_crash_snow map mp_ccinn_duskb2 map mp_summit_xmas map mp_jarak map mp_4t4scrap_s map mp_vac_2_snow map mp_shrine map mp_shipment_snow map mp_harbor map mp_fallen Server restarted @ 1:41 a.m. EST by Pengy Enjoy!6 points -
6 points
-
6 points
-
mw2 146b9 map rotation Happy Holiday 1 - 2025
major-mark63 and 5 others reacted to WldPenguin for a topic
Rotation Happy Holidays 1 - 2025 25 maps put in rotation 12/15/25 by Pengy map mp_seatown_snow map mp_compact map mp_asylum1 map mp_farm_xmas map mp_aquadukt2 map mp_hof_junkyard map mp_voq_snow map mp_insurgency map mp_brecourt_manor map mp_forlorn map mp_xi_nuked_xmas map mp_naout_s map mp_mw2_term map mp_pavlov_v2 map mp_oukhta map mp_78dv4snow map mp_atp map mp_backlot_snow map mp_tigertown_v2 map mp_82ab_chateau_xmas map mp_as_tundra map mp_tobruk_4 map mp_shipment_xmas map mp_bhf_stalker_snow map mp_bo2slums Server restarted @ 12:08 a.m. EST by Pengy Enjoy!6 points -
6 points
-
First Impressions. Hello All!
BlackRose and 4 others reacted to NickVandal for a topic
It delted My original Message. I wanted to say hello and give my AI impression of some of the good players I've been able to game with oevr the past few months. hope this is all taken as a little fun.5 points -
5 points
-
its just all @RobMc crap.......5 points
-
5 points
-
Retire now and enjoy life while you can. Tomorrow is guaranteed to no one especially someone who has had 3 heart attacks. Don't spend time looking for another job. No one hires people after 55 at the money you were probably making. 7% more SS is not worth dying for when you have already crossed the finish line. This is my advice without knowing your financial position. Try talking with Human Resources at Nissan or a financial planner to gain more confidence in your decision. Good luck.4 points
-
I retired just a year and a half ago and, aside from my wife being ill/cancer and passing, so far I love it. We were planning to do some travel, but obviously, that's changed. As a couple have mentioned here, and most people I've spoken to, say if you can do it. Especially if there are health issues involved. And this is the two main things to consider. 1. Are you mentally ready? Some get bored and go back to work, some financially required it. And 2. Are you financially able to retire? A lot to consider here, since you'll likely have less income, but also you can reduce everyday cost - for me, that alone was $200.00/month in fuel to/from work. But I worked at the same company for 46 years, and I was clearly ready, as I don't miss that routine at all any more. The people and the technology, yes, but not that "rat-race" lifestyle. Anyway, first, my wife, who was four years younger, was able to apply for and receive Social Security Income, but was put on a review/wait period for the medical (she was 61 at the time). She received full SS Income within a few months (including backpay from when her cancer was diagnosed), but took about nine months for the medical part. Once she started getting the medical part, there is a small deduction for Medicare from your SS Income. Same for me, since I retired 22 months early, at 65. As I approached retirement, I met a insurance consultant, who was great. She helps navigate the Heath Market Place, a list of many available plans here in Michigan (I assume you have the same). There are so many plans, she was good on helping decide which was best. Thank God, I no real health concerns at 66 yrs., but my wife did at the time. So, the way Medicare works, basically, it's like this (at least was for me in Mich.): 1. I contacted our local SS office in our county do get my application going. They say do 3 months prior. I also set up a SS account online - this is very helpful. They need to know the date of retirement to know exact payout for the plus/minus of your actual date of 67 yrs. (mine is 66 and 10 months). 67 for those born 1960 and later. 2. They'll want to know that you are planning Medicare, since there is a small deduction for your Medicare Part A and Part B. For me it was like $235 last year and reduces to $185 for four months of 2026 (so, they do deduct medical prior to FULL age,I guess). I didn't know this. In May I'll be full retirement age and I believe they don't deduct for the Medicare when you reach that (not 100% sure, but I think?). 3. It is HIGHLY recommended to get a Medicare supplements. Like the Health Marketplace, there are many plan, which is just crazy. As stated, I've been blessed with good health, most issues being dental. So I got basically the same plan I have always had when I was employed, a BlueCrossBlueShield of Mich. PPO. When employed, this plan was like $1,100.00/month, two-thirds by my employer, rest from my pay. I pay $21.80 for this supplement to cover what Medicare doesn't, and that's for the dental extras I need. My wife got full SSI, and no Medicare deduct until she started getting Medicare (the same month she passed away). But when I retired, I had to purchased insurance for her, So her SSI basically paid for the $1,200 insurance my employer no longer paid. But, the BENEFIT of this supplement that the insurance agency you choose, BCBS, HAP, etc., they will handle all of your insurance transactions - which I think is why the government wants it (they don't have to deal with the doctors and hospitals). This year, my plan is $35, but less is deducted from my SSI and the coverage is better (if I need it, of course). My wife had a different plan, which we added a third party "underwriter" called Wellebe (included but required approval, which she got). They helped with any hospice. Then she got a better drug plan, since she was on many. But her premium was only $35.00/month and also included the $100.00 to spend over three months. IT was a Hery Ford (hospital) HAP plan. Again, she only used it for a month, since she passed right after approval of it all. 4. You mentioned taxes. The way that works is you add your annual SSI to any other income (you can still make a certain max) or income can be pension, IRA or 401k. I collect SSI and from a 401k. So taxes are fairly clear. Just like when you worked, you add these together. If married, I think you claim, or are taxed 50% of the SSI from like $22k - $34k total per year. But for $35k - $44k, it's taxed 80%! That might be single, and married, filing joint is a bit higher. I'm speaking Federal here, your state taxes are likely different. Tough are fixed amount by the fed, not based on my personal situation. In summary, I can only tell you my experience. I was hoping my retirement would be traveling with my wife, which we did a lot of during our marriage. I was blessed with a good career and planned and was poised to just that, but wasn't meant to be. Aside from that, I still am very happy with retirement. As others mentioned, you need to know your ready. Do you have hobbies (fishing)? Your health/spouse health?. Life is short and one thing I have learned, I thought would be different, is time STILL FLIES BY! I thought it would slow down, with no 2 hour commute to work everyday, the stresses to get things done every day. Ugh! Now, I can get up and do whatever I want to after 50 plus years of working for the MAN! Except for a dog, LOL! Good luck on your decision and hit me up if you have any questions. I'm sure I missed a couple things. Laz4 points
-
4 points
-
A hippie gets on a bus and spies a pretty young nun. He sits down next to her, and asks her: "Can we have sex?" "No," she replies, "I'm married to God." She stands up, and gets off at the next stop. The bus driver, who overheard, turns to the hippie and says: "I can tell you how to get to have sex with her!" "Yeah?", says the hippie. "Yeah!", say the bus driver. "She goes to the cemetery every Tuesday night at midnight to pray, so all you have to do is dress up in a robe with a hood, put some of that luminous powder stuff in your beard, and pop up in the cemetery claiming to be God." The hippie decides to give it a try, and arrives in the cemetery dressed as suggested on the next Tuesday night. "I am God," he declares to the nun, keeping the hood low about his face. "Have sex with me." The nun agrees without question, but begs him to restrict himself to anal sex, as she is desperate not to lose her virginity. 'God' agrees, and promptly has his wicked way with her. As he finishes, he jumps up and throws back his hood with a flourish. "Ha-ha," he cries. "I'm the hippie!" "Ha-ha," cries the nun. "I'm the bus driver!4 points
-
4 points
-
4 points
-
Good luck. We will be waiting. I got a new computer and paid to have everything transferred. This guy was a gamer so he knew about games and COD. Fortunately everything came back working as before.4 points
-
Nice that fallen member memorial is still a thing. We lost so many friends over the years in >XI< Some of them who you had personal contact with or where close with, it hurts so much, even thinking about some of them, or when you play a map you used to play togetter and had so much fun in Never forgotten! Thank you for always remembering them.4 points
-
XI Virtual Happy Hour
Marshall and 2 others reacted to WldPenguin for an event
untilJoin us for a special Holiday edition of XI Virtual Happy Hour. Wear your finest holiday garb, pick out your favorite beverage, and be prepared to laugh a lot & have a great time! *** NOTE *** This is a new link. Any previous links will no longer work. https://us06web.zoom.us/j/82820190956?pwd=MMQ8WobOysJSId2AH2b54SlVdCA3bk.13 points -
I need some retirement advice please
rexbowan and 2 others reacted to major-mark63 for a topic
Only one advice i can give you from my own experience: life is short dont waste it working.... i retired at 56 yrs never regretted it , with your health conditions you should enjoy life now and spend your money now ..... We dont live to hundred yrs ...3 points -
3 points
-
My mate just asked me, "if you were stuck on a desert island, and you could have only 3 records, what would they be?" I said, "The long distance swimming one would be a good one to start off with!"3 points
-
3 points
-
all my friends are there waiting for me lol3 points
-
3 points
-
mw2 146b9 map rotation Happy Holiday 1 - 2025
Bamm and 2 others reacted to WldPenguin for a topic
map mp_voq_snow has been changed to a 3 point win instead of 43 points -
Oh well keeping the same case, Video card and power supply. Changing everything else. Planning on keeping my OLD SSD and HDD. I'm hopeful my games will just run on the old SSD. I'll likely be scrambling for several days/weeks trying to sort it all out. Weed3 points
-
Oh shit! They actually do stuff here? My bad. Good job guys.3 points
-
3 points
-
This Saturday - XI Virtual Holiday Happy Hour
Bamm and one other reacted to WldPenguin for a topic
2 points -
If you retire befoore your legitimate age you will have to pay taxes on the money ... could depend on where you live ...2 points
-
Especially for TBB
major-mark63 and one other reacted to RobMc for a topic
An 80 year old man walks into a jewellers with a gorgeous 25 year old very fit tall blonde and asks for a special ring. Jeweller says 'here's one for £5000 Sir'. Old man says NO I want a very special ring. So the Jeweller pulls out a large diamond with sapphires & rubys, this ones £65,000 sir. Old man says that's the one. I'll write a cheque & when it clears on Monday we'll come & fetch it. On Monday jeweller phones the old man & says 'Sir there's no money in that account' Old man say I know, but can you imagine the weekend I've just had !!!!2 points -
Bonus weekend Dot joke
major-mark63 and one other reacted to RobMc for a topic
Subject: The little paper bag. A little paper bag was feeling unwell, so he took himself off to the doctors. 'Doctor, I don't feel too good,' said the little Paper bag. 'Hmm, you look OK to me,' said the Doctor, 'but I'll do a blood test and see what that shows, Come back and see me in a couple of days.' The little paper bag felt no better when he got back for the results. ‘What's wrong with me?' asked the little paper bag. 'I'm afraid you are HIV positive!' said the doctor. 'No, I can't be - I'm just a little paper bag!' Said the little paper bag. 'Have you been having unprotected sex?' asked the doctor. 'NO, I can't do things like that - I'm just a little paper bag!' 'Well have you been sharing needles with other Intravenous drug users?' asked the doctor. 'NO, I can't do things like that - I'm just a little paper bag!' 'Perhaps you've been abroad recently and required a Jab or a blood transfusion?' queried the doctor. 'NO, I don't have a passport - I'm just a little paper bag!' 'Well', said the doctor, 'are you in a homosexual Relationship?' 'NO! I told you I can't do things like that, I'm Just a little paper bag!' 'Then there can be only one explanation.' said the doctor . . . 'Your mother must have been a carrier'2 points -
@RobMc Both of the guys you asked about are still alive. Ive seen both on Facebook. Hope that easy your mind some. G2 points
-
2025-12-19 Birthdays
rexbowan and one other reacted to lazymarcky for a topic
Happy Birthday To All!2 points -
2 points
-
Pete is it the angle the photo is taken from??, but your tree appears to be leaning to the right???? What do you think @MikeB2 points
-
2 points
-
2 points
-
Did none of you's notice?
major-mark63 and one other reacted to Dukoo for a topic
No more naked pictures of FlyingDutch?2 points -
And you used to love me ? That's it you're out of the harem2 points
-
'The front desk and check out ladies make sure all needs are met'? That's our type of cathouse boys ????2 points
-
When the world is sleeping, XI members keeping other clan servers alive ;)
major-mark63 and one other reacted to Marshall for a topic
2 points -
Lets see your tree
TBB and one other reacted to major-mark63 for a topic
LOL i understand , got three cats at home no more big Xmas tree , impossible for the decoration to stay in branches LOL2 points -
So many of them I played cod2 and 4 with. Such good people. Met a handful of them as well. Look forward to playing some in their honor.2 points
-
2 points
-
My wife loves to decorate for Christmas but our grandson lives with us so we only have decorations on the top half right now. He's 18mths old and likes to decorate and un-decorate haha. Will leave you to picture the tree yourself lol.2 points
-
In honor of >XI<'s 20th anniversary
AthenA and one other reacted to NorCal_Jared for a topic
We could rotate game types through ctf, domination and search & destroy...2 points
