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Showing content with the highest reputation on 01/28/21 in Posts
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I hate putting comments like this in a non political forum but I disagree, the USA is not falling down, you should be proud, it is still a good country with good people. You only have to see the patriotism in these forums and the fact that apart from the odd asshole most people are lovely. However what I see, and may not be obvious to you now is the weird reverse political roadmap every 4 years, it is costing your country a fortune. Every time a new President is elected he reverses 180 degrees the previous incumbents policies. This does not happen in Europe, we prefer gradual change even if we hate things (aka human rights act). Kneejerk politics to say 'I'm right and you were wrong' is not the way to go for any sensible party. One very interesting fact is that in the list of democratic countries in the world the USA (and UK) has a low ranking, makes you think. You're all very welcome to give us it back, if you have any gold or jewels left give us a ring, if not leave a message, we'll get back to you4 points
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time to remove perk that allow to shoot through walls or anything
Snow White and 2 others reacted to spinpuppy for a topic
WHAAAAAAAAAAA !! If its in the game, its in the game. We have had this discussion too many times. The dead horse analogy comes to mind3 points -
Canada Has Two Pension PLANS
AthenA and 2 others reacted to PimpedOutPete for a topic
Great conversation Guys. There are several points that have not been discussed when if comes to CPP (Canada Pension Plan). As we speak the US is facing a crisis in Social Security in which it potentially will be insolvent in 10 plus years. The reason I know is my wife and myself are the few in that we file taxes for the US and Canada. In the US system your social security payments go directly into the US Treasury where it can be used to pay people already on Social Security. It also is used to pay for programs such as Medicare. As we all know the cost of medical care is rising in the US like made and programs like Medicare continue to rise. There is a shortage of new members and plenty of baby boomers drawing which makes even more of problem. The benefit is you get more of a return with less put into it. In Canada, 1996 the federal government realized we were going into the same direction and they changed course. As a direct result of this public consultation process and internal review of the CPP, key changes were proposed and jointly approved by the Federal and provincial governments in 1997. Moved towards a hybrid structure to take advantage of investment earnings on accumulated assets. Create the CPP Investment Board that is independent from the federal government, and the government cant withdraw from it. It ended up making the program successful. The advantage to RRSP is that if you invest in a modest amount over the long hall, you can create a nice nest egg for retirement for you get much better rates of return compared to TFSA Tax Free Saving Account. Only issue? You need to invest long term. Also, when you retire, you do get to taxed but at the lowest rate and potentially may get a return still but Im not sure about that. Also which i think was not mentioned is you get to claim almost 20% of your RRSP contribution right off your return which is a bonus right away. Most employers will also match your contributions dollar for dollar up to 8%, that again it could be more. With the RRSP program The federal government will also let you use it for the Home Buyers Program and the Student Load Program. In both cases you can borrow X amount tax and interest free as long as you replay it in 20 years. For short term spending Weed is right on, Th TFSA Tax Free Saving Account is the way to go. Awesome topic guys.3 points -
Canada Has Two Pension PLANS
major-mark63 and 2 others reacted to WeednFeed for a topic
Yes you are correct in order to take advantage of the RRSP you need to make a descent wage. The single best thing to do in order to take advantage of the OAS SUPPLEMENT is to RETIRE EARLY BEFORE 65! Withdraw as much of that RRSP as you can for several years before 65. If you do it that way you can take out $42,000 for you and $42,000 for your wife at 24.68% tax. Take as much of that as you can and invest it in TFSA Tax Free Saving Account. Now you have a nest egg. Then after 65 only take out enough money from your RRSP to qualify for the OAS supplement!. As you need more $$ through the year take from the TFSA. TFSA the tax has already been paid at the lower rate of 24.68%.3 points -
Elvis is anally retentive, he saves them for later3 points
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You just need to come to an Xi fest event, we practice good firearms training with multiple calibers of different types of weapons constantly, at least in the US.3 points
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time to remove perk that allow to shoot through walls or anything
lazymarcky and one other reacted to RobMc for a topic
ffs The King of understatement A bit like the worlds fattest man saying I like a little nibble now and again ? Well said Merlin, don't cater to individual likes and want's2 points -
Canada Has Two Pension PLANS
WeednFeed and one other reacted to major-mark63 for a topic
Yes i did try too , but the only available rich women were not much cute but with a fucking rude caracter or too dumb , so i chose a nicer one with less money..2 points -
Canada Has Two Pension PLANS
AthenA and one other reacted to PimpedOutPete for a topic
Hey Athena, I am right with you. I give myself less than 6 more years and I am done, both myself and my wife will be age 60 then. We have our home paid off, like weed mentioned we are pouring what we paid into our mortgage into a tax free account. We will sell our home in Calgary and purchase a home on Vancouver Island, case for case. Our advisor said we are at the 91% of where we want to live when we retire. Biggest obsticle is health, nothing in life is guaranteed.2 points -
Canada Has Two Pension PLANS
PimpedOutPete and one other reacted to AthenA for a topic
I'll definitely have to re-read all of this when I'll be less tired, because I'm retiring in 8 years and a half and I'll be in my very early 50's. I have a plan with the government though, as I work in education. Thanks for sharing all of these infos guys !2 points -
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time to remove perk that allow to shoot through walls or anything
baldie and one other reacted to HarryWeezer for a topic
I used to employ deep penetration. But while your nose and ears grow as you age, other things shrink.2 points -
all i have to say where is the free beer pizza and titty,s2 points
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Deep impact is nothing compared to a player running around the maps UNDETECTED not making a sound with Dead Silence. Deep impact is somewhat realistic, running around like with all that equipment on and gear on all different terrains not making noise...... Now that needs to be Disabled. hahahaha2 points
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Don't be around Rob if you drop your bar of soap!..2 points
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Ammo & Firearms Prices & Training
Hunter1948 and one other reacted to YACCster for a topic
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Ammo & Firearms Prices & Training
major-mark63 and one other reacted to Streetcleaner for a topic
too bad all that training doesn't help your sorry ass in the game ......2 points -
Agree with your thoughts on training. 35 years ago went through the NRA training facilities to become a Certified Rifle & Pistol Instructor. Over the years have instructed many individuals in the care and use of firearms. The possession of a firearm is something to be taken seriously - just like driving a car which can also be considered a lethal weapon. But we all see the real idiots/drunks on the road.2 points
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Ammo & Firearms Prices & Training
SirThunder reacted to EastCoast50 for a topic
First, I'm an avid 2A (Second Amendment) supporter here in the states. However, I'm a firm believer in training and requirements for a concealed carry permit. The problem that we've discovered in U.S. is that too many firearms owners believe that they can carry without training. It's a false narrative in the 2A community. Civil lawsuits, arrests and convictions prove that ideology. I have well over 30 years of firearms training ... consistent and ongoing. It's a skill that deteriorates over time. There is no such thing as completing an online course and/or taking an eight hour live-fire range course to be considered "qualified" to carry a firearm for self defense or to defend others. Period. Reality is much different than opinion and Hollywood movies. Those that believe otherwise either have no training or have never been involved in a real-world shooting incident. Or both. Fact. Beyond that disclaimer, we have a problem now related to firearms, ammunition availability and costs in the states. Why? Ammo hoarders with no training, price gouging and incompetent firearms owners. It's a recipe for disaster. The ammo manufacturers are doing their best to keep up with supply and demand. Gun shops are making a killing ... and rightfully so. Price gouging is not quite so righteous, whether it's a gun or ammo. Those with actual training have been accumulating ammo for years -- both "range" and defense ammo. By the way, your range ammo will perfectly suffice for self defense purposes. A bullet is a bullet whether it's an FMJ, hollow point, lead-free or some other over-priced "specialty" round. If you can't defend yourself or someone else with "range" ammo, then you don't understand jack shit about guns and ammunition. Too bad, so sad. The fact is that many old and new firearms owners (with or without training) are scooping up ammo and guns and paying heavily for it. There is no legitimate reason or purpose for it. If you actually HAVE consistent, routine training and have acquired ammo or a firearms over the years, then you already know this fact. If you're a "prepper" with real training, then you also know this fact. Just because you buy ammo or guns now at ridiculous prices does NOT mean that you're prepared. Firearms and ammo won't save you -- or anyone else -- if you don't know how to use them correctly and legally. I have no doubt that there will be some negative comments about his post. The FACTS exist and prove that I'm correct. If you're an idiot, research my statements and get some training. The right to own a firearm in no way protects you or others when/if you use it.1 point -
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XtremeIdiots would like to wish all members celebrating their birthday today a happy birthday. Crusher (49)1 point
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just got back from CVS I got a drivethu covid test waiting for test results 2 to 3 days .1 point
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Well we got paid today the CPP deposits are in the bank Wohoo! In Canada we have 2 GOVERNMENT pension Plans, CPP Canadian Pension Plan or if you live Quebec the QPP. These 2 plans are co-pays. Meaning the employer and employee pay into it your entire working career. It is directly proportional to the amount you make up until a MAXIMUM AMOUNT PER YEAR. These plans can be taken at 60 years of age at a reduced rate. If someone chose to take it at 60 and another took there’s at 65 the two individuals would have the same amount at 72 years of age. That is if all the contributions over the previous years were equal. There are other contributing factors that would change things but for this post they need not matter. The second GOVERNMENT pension is OAS Old Age Security! This is a set amount from the Canadian government EVERYONE gets the same starting out at age 65. This pension can be drawn back depending on your total income. So if you were a person who made good money all your life were thrifty and saved for retirement and accumulated a nice nest egg or if you worked for an employer who had a great pension plan The GOVERNMENT of Canada will REDUCE THE AMOUNT OF OAS you are entitled to. I will be 64 this May and I’ve been receiving my CPP since a month after my 60th birthday at the reduced rate. My wife receives a smaller amount as she only worked outside the home before our daughter went to school. The wife will receive her OAS this fall a month after her 65th birthday. Yes weed married an older woman. She tricked me with her 38 DD’s 22waist 36! I’ll receive my OAS In June 2022. Bring it on! If someone had to live of these 2 pensions they would be living on a minimal amount so the OAS would be topped up by what the Canadian Government call the Old Age Supplement again this would be a meagre existence. So there for it is of the utmost importance to have some sort of savings if a person is to have a retirement beyond watching tv and looking at 4 walls. I fall into the group of people who have no employer/employee pension plan. I did however work as an electrician all my adult life and managed to save a few dollars in a thing we call RRSP Registered Retirement Pension Plan. This is a plan put in place by the Canadian government. This is the SINGLE BEST WAY FOR THE AVERAGE Canadian to save for retirement if he or she has no other pension besides CPP or OAS. Every dollar put into RRSP is tax free UNTIL it is taken out. I normally paid about 45% taxes on every dollar I made. So if I made $100 I paid $45 tax. So if I put this $100 into RRSP I actually invested %100 if I paid the tax on my money I could only invest $55. The whole idea is to ONLY take this RRSP money out after retirement at a lower tax rate. My tax rate now where I’m not working anymore is 24.68%. So essentially I made 20% on my money simply by DEFERRING THE TAXES on that money. Now if you were smart where you invested your RRSP contributions over the years you would have made more money towards retirement. The single best way for someone in Canada to save for retirement is the RRSP! Sadly some folks never get the opportunity as they are stuck in loop of life just trying to survive on a minimal wage.1 point
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Canada Has Two Pension PLANS
major-mark63 reacted to WeednFeed for a topic
Everything I posted is very specific to certain individuals. If you have two incomes and two pensions in the household it is VERY UNLIKELY you will qualify for the OAS Supplement. The single best thing to do is MAKE SURE YOU HAVE A GOOD INVESTOR! The investor you pick should have your best interest as they're number 1 priority. Too many investors have greed in their eyes and look at their clients as a BIG PAYCHECK. You as a client need to remember this, the MONEY YOU ARE INVESTING IS YOUR MONEY! The investor needs to understand this from day 1. You have right to fully understand what the Financial Institute and investor are making in the way of fees. If the investor can't explain everything to you clearly then walk away. You also must investigate everything they tell you and you must fully understand the risks. If you don't understand then lock your money up in a safe place like GIC's until you understand what you are investing in. Too many people have been duped into bad investments.1 point -
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would it be possible to have have spawn protection that makes you drop your weapon if you shoot someone that has just spawned in to game ? ive seen this on other servers and seems to work, also seen that if you hop your weapon goes away. i like a little hop but faster connections and faster computers means that i hop after the event lol1 point
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time to remove perk that allow to shoot through walls or anything
major-mark63 reacted to RobMc for a topic
WhiteDragon is human?? wow?1 point -
Canada Has Two Pension PLANS
PimpedOutPete reacted to WeednFeed for a topic
Just to add about the TFSA everyone is limited to the amount they can put in per year since it’s inception. That amount today if you turned 18 in 2009 or before and did not invest any previous amount you could invest a max of $75,000 in one lump sum in 2021. I only wish I had it lol!1 point -
Anyone collect sports cards?
Ruggerxi reacted to EastCoast50 for a topic
I have a suitcase with sports cards and comic books dating back to the 1970's that I'm looking to sell off and clear up space.1 point -
COD4 Ban Appeal
YACCster reacted to WldPenguin for a topic
I was able to check your IP address, and there is no information showing with that IP in our player list. Are you certain it was the XI COD4 MW2 Freezetag server? We don't generally kick players there for spawn killing, as it is part of the game when playing freezetag.1 point -
Canada Has Two Pension PLANS
major-mark63 reacted to TBB for a topic
Boy - you guys are real >IDIOTS< - marry a rich older woman and avoid all the crap!1 point -
time to remove perk that allow to shoot through walls or anything
Snow White reacted to Merlin007 for a topic
Good assortment here of thoughts and preferences of gameplay and varied likes and dislikes of several perks. However, to be clear, we are not going down the road of removing perks. The perks are part of the game and this would only open the door to the next perk someone don't like ie. rifle nades, martyrdom ass nades, dead silence etc. So, NO. I can offer this instead... What does everyone think about removing the hit marker?1 point -
Canada Has Two Pension PLANS
AthenA reacted to major-mark63 for a topic
hi Weed , RRSP i think is good only for poeple have a higher tax rate when working.(over 57000$ a year) Low income workers wouldnt have a net save on tax when retiring RRSP. So these poeple if they retire RRSP at 65 plus they gonna increase their icome and they would miss the supplements. i think max family income is 28000$/yr. A family who live only with provincial plan and old age would have 25000$ not much place to reitre rrsp. So i read that low income family shoulnt have RRSP useless. By the way im retired certified industrial electrician too.1 point -
Merlin can you remove Siegfreid(sp?) from the rotation? Consistently calling votes to rotate it. The Map generates artillery that shakes your screen for most of the map. Unless there is a setting to toggle those effects off.1 point
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time to remove perk that allow to shoot through walls or anything
HarryWeezer reacted to Labob for a topic
Yaa wtf thats some gravity denying abendage right there.1 point -
COD4 Ban Appeal
YACCster reacted to WldPenguin for a topic
Thank you for your ban appeal. We are not finding anything under either of those names you've given. We would need your GUID, please. Join a non-XI server and press your shift key and then your ~ key. This should bring up the extended console. Type the command /pb_myguid, and your 32 character GUID should appear. Copy & paste it here.1 point -
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This is somewhat true. If there using the no sway long range weapons the bullets have been changed to projectiles. Which respond to different clips in game. Like the tanks they can't go through glass and foliage. They also tend to blow up on impact like a projectile would. Where a bullet would penitrate. Also we can't tell what clips the mapper used in game and where. Once we started modding the game all sorts of weird shit happens. Its the fun of modding1 point
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You also have to take in to consideration that some of us have played these same maps for over 10 years or so....it gets pretty easy to predict where some players like to sit.1 point
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time to remove perk that allow to shoot through walls or anything
major-mark63 reacted to Elvis9 for a topic
I think you were just shocked you hit someone!1 point -
It is such a shame you are so frightened that you need to arm yourselves...1 point
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New pc build
Dessy reacted to TheCheeseyCrusader for a topic
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COD4 Ban Appeal
YACCster reacted to Th3_Hunt3r for a topic
This appeal and its replies are in a public forum and can be seen by all. What server were you banned from?: IX MW2 Freeze tagWhen did you get banned?: 1/16/2021What was your in-game name?: [TotalKillaz] Th3_Hunt3rWhat is your game GUID (if known): Dont know but if said how to check , can doWhy do you think you were banned?: I'v never played on your servers before and wasnt aware of some rules. One map i aparently was spawn camping and got kicked. When I came back and asked why i got kicked admins described me so i said that wont happen again. Next map i was on pretty high score (top3) was running around the map all the time so i dont get banned or kicked or whatsoever, soon i got kicked again and when i asked why one of the admins said i'm aimbotting , and kicked me again without letting me saying a word. So i connected again and other admin said im wallhacking and spawn camping and instantly banned me. I mean, we all know what aimbot looks like and if this admin cant recognise what is aimbot and what isnt.., i'm speachless. This is such abuse of power, i dont know whos managing the servers and who you give privileges to but i want this to be reviewed carefuly so that doesnt happen in the future again, to me or to some other people out there. BR Th3_Hunt3r0 points -
time to remove perk that allow to shoot through walls or anything
major-mark63 reacted to KaptCrunch for a topic
Sure (but that might open the door for more aim bots ?) more realistic0 points -
Ammo & Firearms Prices & Training
MtDeW reacted to EastCoast50 for a topic
I agree. However, the United States is falling down.0 points -
We might be able to find it if you give us your IP address. Open the link below and Copy and paste your IP please. https://www.iplocation.net/find-ip-address0 points
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COD4 Ban Appeal
YACCster reacted to Th3_Hunt3r for a topic
Apparenlty its not working for me , tried in 3 different servers. Is there other way of checking my guide other than in console? http://prntscr.com/xpv6rl Btw under the [ ] in my IGN is clantag so that might not be visible in ban list0 points